Take control of your finances in 3 simple steps. Track income, expenses, and achieve financial freedom with our free budgeting tool.
Available in English and Maltese
Transform your financial future with our comprehensive personal finance tool. Track expenses, manage your budget, and achieve financial freedom with smart money management features.
Start budgeting nowComplete these 3 steps to get your comprehensive financial picture including debt-to-income ratio, savings-to-income ratio, and visual charts showing your spending by category
Start by entering your salary, freelance income, and any other money coming in. Get a clear picture of your total monthly income with our intuitive interface.
Input your monthly recurring expenses like rent, utilities, groceries, and subscriptions. Our tool helps you categorize everything automatically with smart suggestions.
Add your yearly expenses like insurance, vacations, and annual subscriptions. These will be automatically split into monthly amounts and added to your budget for complete financial visibility.
Get instant insights into your financial wellness with key metrics that matter most for your money management and budgeting success
Monitor your debt levels against your income to maintain healthy financial ratios and improve your ratio.
Track your savings rate and build wealth faster with clear visibility into how much you're saving each month
See exactly where your money goes with real-time budget tracking that shows if you're overspending or saving
Everything you need to know about Personal Finance Tool
Yes! No hidden fees, no subscriptions, no credit card required. It's completely free forever.
No, you can start budgeting immediately without any account. Creating an account is optional for syncing data across devices.
Simply enter your income, list your expenses, and see your financial overview. Our tool automatically calculates your budget balance.
Absolutely! It works on any device with a web browser—desktop, tablet, or mobile.
Your privacy is our priority. Data stays local on your device unless you create an account, and we never share or sell your information.
Personal Finance Tool is available in English and Maltese, making budgeting accessible in your preferred language.
Join now to simplify your budgeting and take control of your finances with our easy-to-use, free budgeting tool that works everywhere.
Try it free